BUDGET 2013 provides a huge boost to SIPP income
- Written by Daniel McGonigle
The UK Budget on the 20th March 2013 provided a huge boost to those drawing income from their Self Invested Personal Pension (SIPP). As expected, the Chancellor confirmed the long awaited return of 120% of GAD as the maximum for capped drawdown.
A club I never wanted to join!
- Written by William Offen, Blacktower Financial Management
This week I joined a new club – well it was new for me! After hundreds of flights over the years I turned my usual habit of arriving at the airport very early into arriving at the last minute and missed my flight!
What are the different investment risks?
- Written by Daniel McGonigle
What is investment risk? When thinking about starting a financial plan you need to consider and understand the risks. For many of us our aim in life is to avoid risk, but there is no such thing in today’s world. Whether you’re simply walking down the street to buy a pint of milk or investing your savings in the stock market there’s a risk!
Is my Final Salary scheme safe?
- Written by Daniel McGonigle
In principle final salary schemes should be the safest and most sought after form of pension for the individual, as they offer a guaranteed pension at Normal Retirement Date, and moreover one that will usually increase in payment in line with inflation, and usually with an inbuilt guarantee of a widow/widower's pension of 50 or 66% of the member's pension.
The cloud of Cyprus – how important is it to the rest of us?
- Written by William Offen, Blacktower Financial Management
With the financial news over the last few weeks or so concentrating in most part on the Cyprus ‘problem’ it’s no wonder that my mail box is full of questions about banking security.
What is the true cost of retirement? (Part 2)
- Written by William Offen, Blacktower Financial Management
A unique strategy? There have been many questions since my article last week, mainly based around – “so what is the best strategy?“




