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How to decide the best payment method for Shopify?

HOW TO DECIDE THE BEST PAYMENT METHOD FOR SHOPIFY?If you're selling a product or service online, you'll need to choose a payment gateway—a company that handles the processing of transactions. The best payment gateways will offer features that allow your shoppers to pay quickly and securely while keeping costs low for you as a merchant.

Shopify is a top-rated e-commerce platform that allows people to sell their products through an online store. It enables merchants to sell their products on mobile, web, in-person, and other channels. However, to ensure a satisfactory customer experience, you should choose the best payment method for Shopify.

In this article, you will find the various payment methods and gateways supported by Spotify and tips for choosing one for your store.

Online payment methods

Credit and debit cards

Credit and debit cards are the most popular payment method on Shopify. This is because they're easy to use, widely accepted, and have low fees. Credit and debit cards can be an easy source of revenue for small businesses that don't have a lot of cash flow.

One of the main reasons is that they're secure. Purchasing a product with a credit card doesn't require you to submit your financial information to your computer or phone. The transaction happens entirely over SSL (Secure Socket Layer) encryption so that no one else can see any information about you or the purchase you made.


Paypal is a popular payment gateway in many countries. It offers a wide range of options, including credit cards, debit cards, and Paypal payments. If you want to accept payments from both customers who have a bank account and those who don't, then Paypal is an excellent option for your store.

Creating a Paypal account is easy - enter basic information about yourself into their system and wait for them to verify that information before getting started. Once you've done this, you'll be able to accept payments through your website easily!

Alternative online payment methods

  • Bitcoin

Bitcoin is a decentralized digital currency and works independently of any single entity, bank, or government. The virtual currency was created in 2009 by a group of programmers who wanted to ensure anonymity while making payments online.

  • Wire transfers

Wire transfer is the fastest way to send money online, but it's only suitable for some kinds of transactions because it can take several days before your funds are transferred and processed into your account. Some banks may charge you extra fees for using this method of payment.

Offline payment methods

You should ensure that your card readers accept the following payment methods for maximum benefits.

Cash on delivery (COD)

It is a popular payment method in stores that sell physical products. With COD, customers pay you when they pick up their order from you or your store's location.


A cheque is another offline payment method that allows shoppers to pay for an item by handing over a check or money order at the time of purchase. This method can be helpful for online retailers with brick-and-mortar locations who want to expand their business beyond e-commerce sales without breaking into new territory and learning how to use new technology.

Choose the best one for your store

These are some tips to help you choose the payment method for your store.

Consider which country you're doing business in

For example, suppose you're an e-commerce company based in Canada and want to sell products through Amazon and other US marketplaces. In that case, PayPal is suitable because it has approval from all major payment gateways.

You need to consider which payment gateways are supported by Shopify: For example, if you want your website to accept credit card payments, use Shopify, followed by Stripe or Paypal, as they have been integrated into their platform.

Which payment gateways are supported by Shopify?

Shopify supports a wide range of payment gateways, including the following:

  • Shopify Payments
  • PayPal
  • Stripe
  • Apple Pay
  • Google Pay
  • Amazon Pay
  • WorldPay (formerly known as SagePay)
  • Bank Transfer

You can use the points mentioned above to decide the best payment method for Shopify and which will work best for your store. You should choose one depending on your requirement. Before selecting a particular one, you should ensure it has a low cost and is convenient for the customer.


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